Announced in March 2009, HARP is a federal government program designed to help 5 million underwater or near-underwater homeowners refinance into a fixed loan with a lower monthly payment. However, as of Aug. 31, only 894,000 borrowers had refinanced through the original HARP program. As a result of the lower than expected utilization of HARP, . . . → Read More: What is the Home Affordable Refinance Program | HARP 2.0?
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